Did you know that your loved ones could be entitled to receive benefits from the Scheme if you were to die?

The payment of any benefits is at the discretion of the Trustee(s), and in order to help them decide on the payment of any lump sum due, you can complete an Expression of Wish form. While this is not legally binding, it gives the Trustee(s) an indication of who you would like your benefits to be paid to when you die.

Not completing this form could mean that your benefits are paid to the wrong person. This could place unnecessary strain on your family at a difficult time, as they might have to provide the Trustee(s) with additional information as part of the decision-making process.

If you have previously completed an Expression of Wish form, make sure that your details are still relevant. Life events such as marriage, divorce or the birth of a child could mean your form is now out of date, and money could be paid to individuals who you no longer wish to be considered.

Download an Expression of Wish form from the document library.