As a member of the Scheme, you get valuable benefits for your loved ones when you die. To make sure the right people get these benefits, it’s important that we know your wishes – especially if your situation might be complicated.

Why you should complete an Expression of Wish form

You can tell the Trustee your wishes by completing or updating an Expression of Wish form. While this is not legally binding, it helps to make sure that any death benefits can be paid without delay or additional distress to your beneficiaries. It’s a good habit to check and confirm your chosen beneficiaries once a year, even if there are no changes to your circumstances. If you haven’t completed an Expression of Wish form in a long time, the Trustee has to do more research to ensure it is still valid. This can delay the payment of benefits.

If you don’t complete an Expression of Wish form at all, the Trustee will make a decision about who your benefits go to using limited information.

How to tell us your wishes
Go to the Document library to download an Expression of Wish form, or get in touch with the Pensions Team.