Did you know that your loved ones could be entitled to receive benefits from the Scheme when you die?

If you die while you're still contributing to the BRSS, a lump sum may be payable in line with the Scheme’s Trust Deed and Rules. In addition, the value of your personal account on the date of your death will normally be paid as a lump sum, in line with the Scheme’s Trust Deed and Rules.

If you are a deferred member of the BRSS, the value of your personal account on the date of your death will normally be paid as a lump sum, in line with the Scheme’s Trust Deed and Rules.

The Trustee decides who receives any benefits, but you can help them by completing an Expression of Wish form. It’s not legally binding, but it does gives the Trustee an indication of who you would like to receive your benefits when you die.

If you don’t complete this form, your benefits could be paid to beneficiaries you no longer wish to receive them, but who are deemed to be beneficairies in line with the Truste Deed and Rules of the Scheme. This could place additional strain on your family at an already difficult time as they may have to provide the Trustee with more information as part of the decision-making process.

If you have already completed an Expression of Wish form, make sure that your details are still relevant. Life events such as marriage, divorce or the birth of a child could mean your form is now out of date.

You can download an Expression of Wish form from the Document library. Complete your form and either email it to babcock@aviva.com or post it to

Babcock International Group Pension Scheme,
Aviva,
PO Box 1550,
Milford,
Salisbury SP1 2TW.